Srivalli's Singing - Kaise Dia?

 

This is a test / learning post to find out how to embed an audio file.

Here is a rendering of a Hindi Song by Srivalli during a recent SCF Meeting. 

Though a Tamilian her Hindi is enjoyable, what do you say?

Which is the best option: Estate Planning question Question posed

 

ESTATE PLANNING - Question posed by Justice Rangarajan

• A government pensioner gets half the current pay of the post he held and hardly spends it as he lives with his children. His medical expenditure is reimbursable.
• He has a pension account with a bank and maybe another bank account for investment.
• He has the following FD's
• Senior Citizen Savings Scheme Rs 15 L
• FD's in in banks
• Investments in Mutual Fund for 80C - 1.5L per year
• Other Mutual Funds
• All assets are now held with the spouse as joint holder and son as nominee
• What are the options for smoothly passing on the assets to the family?
• Distribute all the assets and keep only pension account.
• Open a PPF for 80C and stop investment in ELSS MF
• Redeem all Mutual funds and re-invest in equal tranches nominating one person each - also make those investments in D'mat account for easy transmission
• There will be the capital gains tax at 10% if all the mutual funds are redeemed. Is it worth paying the tax for redistribution of the assets?
• Any other suggestion?

My Table Clock

 

My Table Clock

  

Watch this thirty second video on my alarm clock. You should notice that the seconds hand has stopped. Battery is dead. Clock has stopped. I look at this time piece during nights more, than during the day time. Between 10 pm and 6 am, I wake up three or four times to pee. Prostate Problem. And at that time, I invariably look at this clock to note the time: “How long more need I to be in bed?” running at the back of my mind.

 

Last night I got up around 1 am. Looked at the table clock. Something strange. It was showing only 11:45 – just one hour after falling asleep? Worried, I went back to resume sleep. Second time I got up, I stared at it, as it was still showing same time! Shit! The clock has stopped. Took a torch, went to the hall and confirmed the time was 3:30 am from a larger clock mounted on the wall.

 

I note the time when I wake up for another reason. Something strange – theft, break-in, accident, transformer blast, stray dog biting a stranger  etc could happen,-  there could be some un-decipherable noise / sound etc – and the next day it could become the talk of the neighbourhood. Noting the time to tell police or others will become handy.

 

Talking about this clock, I cannot hide my misgivings. I bought a rectangular piece. Worst buy. You can never read the time easily. One more buyer’s remorse. The next piece I plan buy (for my daughter) will have a perfectly circular face / dial.

 

Talking of dials, if you care to do some Window Shopping online, for wall clocks, you fill come across several interesting inspirational quotes etched on the dial plates. Some I liked are given below:

 

Enjoy Life: One Moment at a time

 Choose to look at the brighter Side

Live in the moment

You are his masterpiece

Trust God’s Timing

Happy Moments – Praise God

Difficult Moments – Seek God

Quiet Moments – Worship God

Painful Moments – Trust God

Every Moment – Thank God

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Pen Container is a harem

Pen Container is a harem

I have ceramic mug full of pens and pencils on my work desk. It has more than twenty writing instruments of various sorts – ball pens, Ink pens, pencils – black, coloured, use and throw pens etc. It is further cluttered with pen caps, rubber bands, few paper clips etc. Except a couple of ordinary pens that I use regularly, right next to laptop in the ‘rough’ note book, all others are a real waste. The pen stand looks like a harem – unused and underused!

Harem and pen stand are similar. Take a Look at the reasons:

 There is a lot of variation & variety in the collection

·      Of different shapes, sizes and colours

·      In their usefulness when they were acquired first and now

·      Their weight – light thin attractive pleasant / unpleasant to handle

·      Frequency of use – some never touched again, some held tight many times

·      Some seem right suiting to one’s moods

·      Some are clogged, dry, dirty and unattractive

·      Some have life to last a long affair

·      Some fulfil emotional needs and have a story to tell or recollect - gift, theft etc

 

Nizam of Hyderabad is known to have had more than 100 wives in his harem. But I see you can own a harem of pens and pencils - simply by collecting but not using them much.