Showing posts with label IGNOAPS. Show all posts
Showing posts with label IGNOAPS. Show all posts

Monday, September 12, 2016

How to apply for Old Age Pension under IGNOAPS

14 Months: That’s How Long Elders In This Gujarat Village Had To Wait For Pension

Posted on September 5, 2016 in Politics at Play
India is a welfare state and it is the Indian government’s responsibility to ensure the accessibility and entitlements of welfare schemes to its citizens. The vulnerable sections of society such as elderly citizens, destitutes, persons with disability, widows, orphans etc. are the most neglected and subjugated by the society. Similar case of subjugation and neglect can be found in all the 59 villages under 17 gram panchayats of newly formed taluka Poshina in Sabarkantha district in Gujarat.
In social security schemes like the Indira Gandhi National Old Age Pension Scheme, there is a provision to provide appropriate pension to the eligible individuals. However, the pension has been provided under theNational Social Assistance Programme which came into effect from August 15, 1995, for fulfilling the conditions of Article 41 of the Indian Constitution. Article 41 directs the state to ensure that everyone has the right to work, right to education and the right to social assistance. The entitled amount under OAP scheme varies as per the guidelines of various state governments. Government of Gujarat provides Rs. 400 per month to citizens from 60-79 years and Rs. 700 for people who are 80 and above.
The guidelines issued by the Government of Gujarat to avail benefits under the Indira Gandhi old age pension are as follows:
1. The applicant must be aged 60 or above.
2. Applicant must belong to the Below Poverty Line score of 0-16 (Priority index categorised by the government of Gujarat for vulnerable households)
3. Applicant must be a citizen of India.
To begin the process of availing the benefit, the applicant has to fill an application form. The application along with the supporting documents has to be submitted to the mamlatdar (block revenue) office for getting it sanctioned. The eligible beneficiaries can directly submit the application to sarpanch/talati or the computer operator of a particular gram panchayat. But due to the lack of trust in the gram panchayat and its reluctance in issuing a receipt for the submitted application,  many applicants do not submit the form to the panchayat. Therefore, applicants prefer either submitting the form directly at the taluka office or using alternate mechanisms like village level volunteers or NGOs working in the area.
The supporting documents required for the application to avail the benefits are: –
1. Age certificate issued by the medical officer of PHC or CHC
2. Certificate of BPL score issued by gram panchayat (the applicant must belong to BPL score of 0-16)
3. Photocopy of ration card. (the name of the applicant must be enrolled in the ration card)
4. Voter ID of applicant
5. Photocopy of aadhar card.(added after November, 2015)
6. Photocopy of bank account number. (added after November, 2015)
7. Live certificate of beneficiaries every year after the pension gets sanction.
The major problem which lies in availing these benefits – in addition to the bunch of documents is the lack of awareness about the scheme. Many of the potential beneficiaries don’t know the eligibility criteria, types of supporting documents required, responsible authority to get these supporting documents from and the authorised department for the submission of application.
As per the norms of the Government of Gujarat, many eligible elderly citizens of Poshina taluka under Sabarkantha district had submitted the applications of IGNOAPS to respective authorities/department during 2014-2015. The applicants were assisted in various ways like information dissemination, providing assistance in document collection, submission of applications etc., by the volunteers from various hamlets/villages, co-workers of various Non-Governmental Organizations working in the area.
By the end of the year 2015, more than 750 applications of OAP from entire Poshina taluka were in the sanctioned list (out of 750 around 450 were sanctioned in the year 2015) disclosed by the taluka authorities. After many consultations, meetings and continuous follow up with the mamlatdar and its administration, it took 3 months for Poshina taluka authorities to discover and finalise the list of these 750 beneficiaries (up to December, 2015). According to the officials, the delay was due to the lack of staff in a newly bifurcated Poshinataluka and work load on the limited staff of Khedbrahma taluka.
It was found during various community meetings and also reported by the citizen leaders (community leaders) in the month of July, 2015, that people are not getting the entitled benefit of OAP since April, 2015. The mistrust and allegations of corruption were aired within the community. The issue was then taken to the office of themamlatdar frequently. Yet, what surfaced in the office was the issue of funds. The issue was then taken up to the higher authorities and the fund of Rs.1.6 million was released in the month of November, 2015.
The problem was because the amount was not transferred. Since its onset, the amount of OAP was distributed through the Indian post, after they receive the money from the taluka authorities. As Jan-Dhan Yojana was launched with a lot of enthusiasm by the government authorities, it resulted in a similar response from the citizens of India leading to a record number of bank accounts being opened and linked with the financial sector. Influenced by the magical figures, the taluka authorities proposed to directly transfer the amount into the beneficiary’s bank account by linking it with the aadhar number, leading to decrease in workload and dependency on the other department for the disbursement of the fund. But none of the beneficiaries, except a few, had provided the bank account number and aadhar card number while submitting the application. The attempt was also made so that the entitled amount could be directly transferred by the respective district department into the account of the beneficiaries, so that a similar situation of non-payment doesn’t arise.
The task of collection of these documents was assigned to the respective talukas and PDS dealers of the villages/panchayats. My team also took the responsibility to assist the taluka authorities in this process. The list was shared during the community level meetings, citizen leader meetings and household visits in the villages. By end of the March, 2016 the mamlatdar office received around 500 account numbers and aadhar card numbers of the beneficiaries. But due to the lack of account number and aadhar number of all the beneficiaries, the payment couldn’t be made through bank and the mamlatdar office decided to make the payment through the money order facility of the Indian post. The check of entitled amount was forwarded to the block post office authorities for payment along with the list of beneficiaries in the month of April, 2016.
After waiting for a month, the issue of non-payment of the pension was again taken to the mamlatdar. In response, the mamlatdar office wrote a show cause letter to the post office department, seeking reason for non-payment of the amount. A unique response was received from the post office department in May, 2016 . They stated the hurdle in the payment was due to Gujarati, the language in which the list was submitted to the post office department. They needed the list in “English”. The mamlatdar office again provided the translated list of the beneficiaries to respective post office authorities.
Finally, in the second week of June, 2016 a ray of smile started spreading on the faces of people along with the first rain of monsoon in Poshina taluka. The citizen leaders and other stakeholders took respite as the community members were coursing them for collecting their documents. Some of the pensioners received the sum of Rs. 4800 as pension for the past one year. One of the citizen leader said, “The received amount is huge and has been credited at a very critical time. People now don’t have money to buy cotton seeds and other agricultural inputs, but at least they don’t have to mortgage their belongings for agricultural inputs.”
Though the amount entitled for a beneficiary under the old age pension is meagre to meet the expenses of a whole family, it plays a very important and supporting role in the living and nutritional status of a vulnerable family. The amount, if timely provided, could help in getting the entitled ration of a household with an average size of 10 members under NFSA, 2013 (under NFSA a person is entitled to 4.250 kg wheat at only Rs.2/kg, 750 kg rice at Rs.3/kg, 350 kg sugar at Rs.13.5/kg and kerosene up to 8 litres as per defined price). The further positive benefits will be in their living conditions leading to a respectful and dignified life.
Such steps taken by state authorities towards direct transfer of benefits into the beneficiary’s account will ensure timely access to the pension. The defunct account opened during Jan Dhan Yojana will be utilised by the people and it can lead to a very healthy habit of poor people saving their money.

Source: http://www.youthkiawaaz.com/2016/09/indira-gandhi-national-old-age-pension/
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Thursday, May 12, 2011

Concessions and Facilities to Senior Citizens. Part 1

CONCESSIONS AND FACILITIES GIVEN TO SENIOR CITIZENS

M.V.Ruparelia

(as of May 2011)

Part 1 :NPOP, IGNOAPS, Sanjay Gandhi Niradhar Anudan Yojna of Maharashtra, NFBS, Indira Awaaz Yojana, Antyodya Anna Yojana,

1. The Government of India had declared the National Policy on Older Persons as early as 1999 covering all aspects required to be taken into account for real welfare of Older Persons. It was really a very comprehensive document leaving not a single matter. It covered all the following major aspects in detail in favour of Older Persons:-

i) Financial Security. ii) Health Care & Nutrition iii) Shelter. iv)Education. v) Welfare.

vi) Protection of Life & Property.

2. The Policy declared the Older Persons as respected Citizens requiring strengthening of their legitimate place in the Society and to take all actions to help them to live their last phase of life with Purpose, Dignity and Peace. It recognized the Older Persons as a Resource of the Country. It sought the cooperation of all government & non-governmental Organizations including the most powerful Media-our Fourth Estate. Health Care was given higher priority. Public Hospitals were asked to provide separate doctors/counters for Senior Citizens to avoid long waits. Group Housing for Senior Citizens, keeping in view their life styles & common facilities necessary, loans at reasonable rates etc were provided. Provision of welfare services including Old Age Homes on priority basis were laid down. Protection of life & property was also given priority. It encouraged the children to co-reside with parents by giving various incentives to such children. It recognized the NGOs as a very special & important Institutional Mechanism to provide User-friendly affordable Services to Senior Citizens. Trade Unions, Employers` Organizations & Professional bodies were also requested to provide Services to Senior Citizens. Media was expected to highlight the changing situation of Senior Citizens and identify emerging issues and areas of action.

3. In view of changing needs of Senior Citizens over the past decade, Government decided to review this Policy and got it reviewed by a Review Committee, which has submitted Revised National Policy for Senior Citizens,2011 (NPSC, 2011) to Minister of Social Justice & Empowerment on 31-3-11.

The following concessions/facilities are available to Senior Citizens at present:-

a) Poor Senior Citizens living below Poverty Line are given the following help:

4. Indira Gandhi National Old Age Pension (IGNOAPS): This Pension is now granted to all Senior Citizens of 60 (orders for 60 under issue by Ministry of Rural Development) & above belonging to a house hold below the poverty line and not limited to destitutes only, as earlier. The contribution of Central Government is Rs 200 per beneficiary p.m. and minimum Rs 200 from the State. Some States are giving more; some less & some nil. Pension is to be credited, where feasible, to a Post Office or Public Sector Bank account of the beneficiary for 3 months with permission to withdraw every month only one month’s pension. Government of Maharashtra has started this scheme with effect from

1-11-07, as notified in their GR dt 5-3-08. The amount of this Pension is notified as Rs 500 p.m. (State Contribution Rs 300) vide their GR dt 30-9-08. The claimant has to be in the list of families under BPL, has to produce proof of age and certificate of residing in Maharashtra for 15 years. If the beneficiary does not withdraw his monthly pension continuously for 3 months, the amount shall be transferred back to the State. Those, who are handicapped and unable to walk, their pension shall be paid by Money Order at State Expense. In all cases, Post Office/Bank Accounts have to be opened. Life Certificate is necessary every year and should be produced between January & March, failing which pension shall be stopped from 1st April. Entitlement of beneficiary shall also be checked up every year. The beneficiary has to apply in the prescribed form in duplicate to the talati/tahsildar of his area and obtain an acknowledgement from him. All enclosures should also be in duplicate. Government of Maharashtra vide their Orders no. VISHYO-2008/pra.ka.78/VISHYO-1 dt 29-6-09 have decided to give Rs 500 p.m. to all senior citizens of 65(now 60 under revision) and above, whose total annual family income is within Rs 21000, if their names are not in the list of BPL Family. This will be paid by Government under their scheme of Shravanbal Seva Rajya Nivruti Yojna and has been put in their Web Site at Sr No.20090629152254001. This was necessitated as it has been made compulsory from 23-9-07 to have name included in list of BPL Family for payment of Indira Gandhi National Old Age Pension (which is very difficult due to revised formula!!).

5. Under Sanjay Gandhi Niradhar Anudan Yojna of Maharashtra, niradhar (destitutes) Senior Citizens under 65 and having income below Rs 21000 p.a. are eligible to get Rs 500 p. m. If there is more than one beneficiary, the amount shall be Rs 750 p.m. The beneficiary has to apply in prescribed form with certificates for age, income, residential proof for 15 years, not staying in any Vrudhashram and not getting any monthly allowance through any other scheme etc and for being destitute.

6. National Family Benefit Scheme (NFBS): Under this Scheme, Rs 10000 is given to a BPL family on the death of a primary bread winner between the ages of 18-64 years.

7.Indira Awaas Yojna: This scheme was introduced in 1985-86 and provides houses free of cost to below poverty line BPL S C/S T families (40%), physically & mentally challenged (3%) and non S C /S T BPL house holds staying in rural areas. This is given for new houses as well as conversion of kucha houses in to pucca ones. Cost of the new house is limited to Rs 35000 in plain areas and Rs 38500 in hilly/difficult areas and for conversion Rs 10000 to be financed by Central and State Governments in ratio of 75/25. Similar scheme for providing shelter to Rural BPL families is announced under Pradhan Mantri Gramodaya Yojna also. The purpose is sustainable human development at the village level. This scheme also provides funds for all basic minimum services in the village viz shelter, slum development, roads, bridges & various other schemes.

8.Antyodaya Anna Yojna: This scheme is launched in 2001 and provides 35 kg of food grains per family at highly subsidized rates to 1.5 crore of BPL families. Under National Food for Work (NFFW), rice is given free to BPL in certain backward areas. Under Sampurna Gramin Rozgar Yojna (SGRY), 5kg of rice & Rs 32 cash is given as daily wages per day to BPL Workers for works like construction of roads, infrastructure for education, health improvements, improvement of environment etc.

9.Annapurna Scheme: Under this Scheme launched from 1-4-2001, 10 kg of food grains per month free of cost is provided to BPL persons entitled to IGNOAP but not getting that pension.

Wednesday, October 13, 2010

Only ten out of 260 eligible persons get OAP in four TN villages

My comments: I strongly feel State level Senior Citizens Federation
must take up such cases suo moto.
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Senior Citizens protest in front of Village Officer

Vedasandur: There was a protest by senior citizens in front of Vilage
Officer, Kulatthur about Old Age Pension. Senior citizens in four
villages: Yerramanaickenpatti, Viralipatti, Lakshmanapuram,
Maniakkaranpatti have been applying for Old Age Pension for the past
four years. For the past three years only ten persons ha been given
old age pension. Angered by this indifference, old people surrounded
the Village officer asking that they also be included for

OAP.Kaliammal of Puliampatti said with tears: I am an orphan with no
house, living in a hut built on Purambok lands, and I live by eating
the left over food in Balawadi. Kulatthur municipal head Arunachalam
said: We have sent a list of 260 old people below poverty line. For
the past three years only ten persons are getting OAP. The Village
officer is keeping all the applications with himself and when reminded
he simply returns the application without saying any reason or reply.

Vedsandur Tasildar Selvaraj said: Eligible persons are being given
pension. "Poverty eradication Tasildar (?)" will visit the villages
directly and take necessary action.

Translated by Vyasamoorthy from: Dinamalar (Tamil) October 10th 2010
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Wednesday, October 6, 2010

Madurai American College Study of Older Persons

Sri VRV Rao has sent me a message stating the Tamil news was sent to SSS-Global instead of to me by mistake. I am giving below the English Translation on his behalf.
It is shocking to note that the Tamilnadu government is imposing restrictions on disbursement of OAP that are not a part of conditions in the original IGNOAPS. Senior citizens Associations in TN should take up immediately.
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Elders suffering on World Elders Day: Is the government showing enough concern?

Even as World Elders Day is being observed throughout the nation, Senior citizens (in Tamil Nadu) are suffering due to the neglect of State Government with respect to health, hygiene and security of elders. Only in developed counties the number of senior citizens is big; but it is increasing in developing countries like India too. Family Planning is the reason. Now there is no more than one child per family. Longevity of persons has increased. Therefore older people are more and live longer. Now the life expectancy is 64 for men and 67 for women. When women become old they have to meet more problems (than men).

Tamilnadu stands foremost in India in urbanization. 60% t0 70% of the population live in villages rural areas . The government has not shown interest in public health. With the help of UGC funds, students of Social Work department from Madurai American College conducted a survey in 23 villages in Aranganallur, Madurai District. The problems of older persons and their mental health were studied. 1600 senior citizens were interviewed. Majority of the persons do not get pension. More than fifty percent are above 80. Some are even more than 100, it is learnt. They do not have (age proof) documents. As children are out of village elsewhere these older people are neglected. Even for the meager amount of pension they are forced to pay commission to postmen.

Charles Babu, Director (in charge) of Social welfare Department said about the study: To avail Old Age pension there are restrictions like: that there should no sons; that they should not possess any house etc. Even having a house many older persons are without any support. Similarly even when there are children, older people in poverty are in large number. As they can not earn they are below poverty line. Some people do not get pension properly. If this situation should change all senior citizens must be given pension. Government must take care of heath and hygiene of older people. Instead of observing World Elders Day (and showing lip sympathy) real concern and care must be shown.

Translated by Vyasamoorthy. Original Dinamalar 1/10/2010 Madurai Edition.