Wednesday, November 30, 2011

Seven Dirty Tricks to Tease Auto Drivers


Seven Dirty Tricks to Tease an Auto Driver

 

Everyone knows that auto drivers are notorious. Not just in Hyderabad but anywhere in India. They misbehave in most unexpected ways, charge higher than the meter, never agree to go where you want and at times refuse to ply short distances. Here are some tips to wreak vengeance. You can practice these tricks and gain immense satisfaction of being one up above these smart guys.

 

1.      When you really do not require an auto, stop an empty auto and ask him if he would come to Timbuktu or any name of a locality that does not exist. When he asks "where is that?" ask him to find out for himself and leave quietly. You may also mention some really far off place that will tempt to say yes; when he says Chalo, you simply say you have changed your mind and you do not want to go there.

2.      When an auto driver quotes his exorbitant charges, simply tell him that you will only pay treble that amount. He will be perplexed for a few minutes and then you may tell him that you will pay that much only after three days. Then you say you want the auto on after three days. When he starts scolding you, you can also say: "You are a hypotenuse of a right angle triangle"; before he wonders what it means, just leave the place.

3.      You hire an auto for a destination that is much further away from your real destination but on the way. Most probably he would agree without any murmur. When your destination comes, ask him to stop at some building for a minute. Get out, go inside the building (pretend), come back and say: "the person whom I was going to meet has come to this building itself". Then excuse yourself and dismiss the auto paying only whatever is due correctly.

4.      You can do the above pretending to be talking to your friend on the mobile a few minutes before the actual destination and play the same trick. ("Say something like: I am reaching you in a few minutes.. Oh you are right now here ?.. Oh!! in … this XYZ building..?).

5.      Just as the driver keeps hinting for extra money before reaching the destination, you also keep saying that the meter is faulty, he is manipulating the meter, He is taking longer route etc. This will prevent him from asking for more while you get down.

6.      When you do not need any auto, simply stand nearby an auto stand and make a note of all Registration numbers of Autos. If somebody asks, you simply say it is your hobby.

7.      Sometimes you may be able to identify and spot a constantly erring auto driver. In such instances, if a friend is with you, simply point your finger at the driver and pretend as you are passing some (bad) remarks about him. He may grow suspicious but can not do anything in retaliation. 


Awareness Workshop on Reverse Mortgage

HelpAge conducts Awareness program on Reverse Mortgage Loans (RML)

There was an awareness workshop conducted by HelpAge Hyderabad in Belson Taj on 30th November 2011. Sri Ch Parameshawar Reddy, President of APSCCON; Dr Rao Chelikani Hon President of FAPSCO;  Sri S Dass Regional Head, HelpAge, Hyderabad; Sri Harwinder Bakshi, Director HelpAge Delhi; Sri Rajmohan Managing Director NHB were on the dais.

Sri Prabhu from NHB gave a PowerPoint presentation on basics of RML and RMLeA, overview, eligibility, purpose, differences between RML and RMLeA, likely (typical) sums that can be expected as monthly loan for different age groups etc were explained. Many doubts were clarified with this presentation alone. Limitations of RML and how they have been removed in RMLeA were made clear.

Sri Parameshwar Reddy mentioned that the initial charges by way of Service charge, processing fee registration charges etc amounted a big sum and ways to reduce this burden must be explored. Sri Rao Chelikani said the mindset of seniors must change: most people would rather suffer financially rather than ask their children to  redeem the house property by clearing any loan taken by them. He also spoke about the system prevalent in European countries where a notary brings the owner of the house (senior citizen) and the buyer together without an intermediary like a bank. The owner and buyer enter into an agreement – buyer gives a loan in monthly installments and agrees to take possession of the property after the demise of the owner. Such an agreement is registered by the notary who verifies all the documents and a permanent record is kept.  As the intermediary is absent, both buyer and seller benefit. Sri Harvinder Bakshi limited himself to talking about advocacy efforts of HelpAge especially in the areas like  NPOP, Financial schemes for elders, MWPSCA etc. There were many doubts and suggestions from the audience, fielded effectively by the chief guest Sri Rajmohan from NHB He clarified the role of NHB and said that they have no direct control over administrative matters of banks offering RML products. He agreed to a suggestion that as banks are by far apathetic and insensitive to elders' requirements, more Housing Finance Institutions may be encouraged to enter the arena.  He also received a list of suggestions sent by the president of AISCCON for probable positive action. It was comforting to learn that NHB conducts sensitization programs for banks also. As RMLeA monthly pay outs in fact annuity payments, Income Tax on it can not be avoided as of now. IF NHB succeeds in removing this major hurdle, everyone would opt for RMLeA only.

I liked the program for its uptodate content, clarifications offered and of course for the tasty high-tea.
Even in the Elders Mela conducted recently in Hyderabad, stalls offering RMLeA were misleading visitors saying that no income Tax will be levied on monthly pay outs! Under such circumstances, seminars like these are most useful and essential. Some important phone numbers are: Sri Lakshiminarayana 9885833236; Arunodayakunar 9849411141; NHB Helpline 1800 115 432 ; Harmony HelLine: 1800 100 1111; hYderabad RML Helpline: 94412 84866.

Sri C Satyanarayana, Counselor handling RLM HelpDesk in HelpAge Hyderabad proposed a vote of Thanks.

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Dr P Vyasamoorthy, 30 Gruhalakshmi Colony Secunderabad 500015 Ph 040-27846631 / 9490804278.My blog: http://vyasa-kaaranam-ketkadey.blogspot.com/