United India wins TN insurance scheme

TN Scheme ( CMEMIS Chief Minister's Elaborate Medical Insurance
Schembe) appears to be as good as Aarogyasri. Number of Persons
covered in a family, any special provisions for seniors in APL, total
number of persons / families covered, etc are some points worth
finding out. May be some Chennai member may help. I am also happy to
note that the trend of naming schemes after themselves by politicians
is slowly getting replaced by generic names -- earlier every State
scheme in TN was named after Kalaignar Karunanidhi. Vyasamoorthy
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United India wins TN insurance scheme
By R Srividhya Jan 11 2012 , Chennai
Tags: Insurance

Government-owned United India Insurance has won the contract to
deliver the Tamilnadu government-sponsored health insurance scheme in
the state that will add about Rs 750 crore to its premium income every
year.

Though the Maharashtra government's deal with National Insurance
Company a few days ago for health insurance carried an annual premium
of Rs 800 crore, it is expected to roll out only in phases, making
this the largest government-sponsored health insurance scheme in the
country.

The earlier scheme in Tamil Nadu floated by the previous DMK
government was executed by Star Health and Allied Insurance company,
which earned the company an annual premium of Rs 600 crore from the
government.

Following a change in government, the earlier scheme was scrapped, and
the new scheme invited bids only from public sector insurance
companies among which Chennai-headquartered United India Insurance
emerged successful.

The company already received the first quarterly premium installment
of Rs 183.64 crore from the chief minister J Jayalalithaa on Tuesday,
according to a statement from the state government.

Against the earlier scheme that provided coverage of up to Rs 1,00,000
for a year for a poor family of four members, the new scheme, named
'Chief Minister's Elaborate Medical Insurance Scheme' expands the
coverage to Rs 1,50,000 in cases of specific treatments and surgeries.
The scheme also provides insurance coverage for 1,016 treatments and
procedures, 113 follow-up procedures and 23 diagnostic procedures.

"Though the coverage is wider, we are confident of better claims
management and viable operations, as we have a lot of safety
mechanisms in place. The hospital network is also wider and includes
many government hospitals too," said G Srinivasan, chairman, United
India Insurance to Financial Chronicle.

Apart from the central government-sponsored Raashtriya Swastha Bhima
Yojana (RSBY), many states like Tamil Nadu and Maharashtra have a
state government-sponsored health insurance scheme modelled on the
successful 'Rajiv Arogyasri' introduced by the deceased former chief
minister of Andhra Pradesh, YS Rajasekhara Reddy.

Though such schemes do not help the insurance companies much,
monetarily, they provide a reach to the most remote towns and
villages, which can eventually become targets for other products or
services.

rsrividhya@mydigitalfc.com
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http://www.mydigitalfc.com/insurance/united-india-wins-tn-insurance-scheme-913

Dr P Vyasamoorthy, 30 Gruhalakshmi Colony Secunderabad 500015 Ph
040-27846631 / 9490804278.
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