Friday, July 14, 2017

Just give a missed call to 80009 80009 to save our rivers

​India's water availability through rivers is depleting at an alarming rate. We have only 75% of what we had in 1947. By 2030 we will have only 50% of water we need for survival. If the country / govt and citizens don't take combined immediate action, future generations will have extreme hardship. Do  you know Cauvery does not reach the see? It has dried up 75 km before its destination.

The solution lies in planting (forest) trees in govt land, fruit trees in private land all along the river banks to a width of 1 km on both sides. We need to create a policy at central / State levels to save rivers. It is a long time plan. When properly implemented results would show up after several years.

Isha ​Foundation led by Sadhguru Jaggi Vasudev is conducting a national level rally to create awareness on this issue. Sadhguru himself would drive from Kanyakumari to Himalayas starting from 3rd Sep  ending on 2nd October in Delhi. Sixteen Chief Ministers are joining and supporting.  Draft policy document will be presented to govt on Gandhi Jayanti Day in Delhi.

Please see the pamphlet attached. If you wish to support this cause just give a missed call to 8000980009. Your family members may have many mobiles. Request them to support in similar way. Only one call per mobile number will be counted. It is to impress upon the govt that public are with them or that a policy is their (public's) demand.


Dr P Vyasamoorthy
040-27846631 / 09490804278

NPOP is an acronym for "National Program for Organic Production" also

Tuesday, July 11, 2017

Isha Yoga Centre, Coimbatore – Some observations

Isha Yoga Ashram, Coimbatore – Some observations

Well laid out buildings with safety and security
You can observe unexpected elements of architecture / design: steps are of uneven height, electric switches are in unexpected places, security check where you least expect it etc.
No footwear or talking in temple area
No walking and talking over mobile phone
Helipad for Sadhguru’s Helicopter landing / taking off
Water resistant ID tags for the wrist – you can wear them for 5-10 days!
Two eateries / canteens (plus free Ashram Food for residents from Central kitchen)
Over 40 types of lunch menus of various types are prepared every day in central kitchen for different groups like: School Children, Bramacharys, teachers, volunteers, residents, participants in several courses, people observing Silence / fasting etc
Two schools in the campus
Each and every cluster of buildings fenced and cordoned off: Schools, residential blocks /areas
Only about a fourth of total facility is visible / accessible to public
Mostly self sufficient in terms of vegetables  from own farms for the kitchen.
Food served is wholesome, hygienic, nutritious and offbeat. (ex: white Rice once a week!)
Volunteers are committed: yet to see a volunteer getting irritated or raising his voice
Almost everyone greets each other by folded hands – Namasthe!
People observing SILENCE wear SILENCE badge and are not to be spoken to or disturbed in any way!
Plenty of foreigners, youngsters, youth, young-adults flock to courses. So spirituality is not for the old or retired!

Public event attendance ranges from 200 to 7000! Ashram has expertise to organize quickly huge events right from chairs, tents, water, food, toilets, public address system, streaming video etc

Most of the work carried out by willing volunteers both local and foreign.

Thousands of visitors daily especially after installation of 112 feet Adiyogi statute – this has become a tourist attraction – lot of visibility after PM’s participation last Shivaratri. There is a Shivalingam consecrated (worshippable)at the base of the statute.

Theerthakundam for men, Chandrakundam for women, Lingabhairavi Devi Temple, Dhyanalingam are other spots to see.

LED lights throughout the campus
Lights are off between 8:00pm and 10:00 pm on Full Moon day and two nights earlier to it.
Electric scooters / two wheelers
No bells for bicycles
Solar power for hot water in living area
Separate facility for each block for washing and drying clothes
Surrounded by forest and Velliangiri mountains: full of greenery, peace and salutary environment
From residential quarters one could chance to see peacocks, wild boar, elephants, leopards, mongoose, snakes etc.
Plenty of unfamiliar insects and wildlife / wild growth
Apart from teaching yoga, education, production and sale of health & food related products, forestation, agriculture are other activities.
Current concern for next three months: Impress upon ALL stakeholders -- 16 state governments and the central government --  to save our rivers, by planting trees along river banks.

Monday, June 26, 2017

Best Health Insurance Schemes for SEnior Citizens

This post is from Thank them for a useful article by visiting and commenting.
Age is not anymore a number when it comes to health insurance. With increasing age comes the additional risk of falling sick and contracting diseases. It is said that the later years of an individual’s life are financially less sound and physically more challenging and so, having a medical insurance scheme to take care of any urgent health expenditure is an intelligent practice.
Best Health insurance scheme for senior citizens/parents offer numerous unique features like cashless hospitalization, specific coverage for diseases like cancer, stroke, etc. and critical illness coverage.

Some of the most crucial features of health insurance plans for senior citizens in India are mentioned below:

  • Hospitalization cover, including room charges and medical bills
  • Cashless Hospitalisation through cashless plans
  • Day Care expenses which might arise out of technological advancements
  • Ambulance Charges are included
  • Coverage for pre-existing diseases is offered, which is subject to insurer, and the plan was chosen
  • No need to undergo medical screening to avail health insurance. This feature is insurance provider specific.
  • Higher sum insured
  • Pre-existing disease covered
  • Hassle-free and fast settlement
Health is an asset, and every aspect of life runs around good health. Due to the changes in health due to old age, it is imperative to have a good health insurance product to help you through your difficult years.

Here are some Best Plans
HDFC Critical Illness Insurance

It provides a lump sum payment in case the policyholder is diagnosed with a health related condition which is serious in nature. Such problems often escalate and become critical in nature. Some of the critical illnesses include Heart Attack, Paralysis, Cancer, Coronary, Artery bypass surgery, Major organ transplant, kidney failure, and a stroke.
  • It is a comprehensive plan that provides coverage for surgeries, hospitalization, and critical illness.
  • Lump sum payout against 18 critical illnesses and 138 surgical procedures.
  • Daily hospitalization cash benefit in case of hospitalization
  • Flexibility of paying single or regular premium based on the convenience
Entry Age
Between 60 to 75 years
61 years and above
0 to 65 years
Sum Insured
Rs.1 lakh to Rs.5 lakhs.
Rs. 2 lakhs to Rs. 5 lakhs
Rs. 2 lakhs to Rs. 15 lakhs
Network Hospital
6000 network hospitals
4000 network hospitals
3500 network hospitals
Rs.4,450 to Rs.18,000
Rs. 12,000 to Rs. 90,000
Rs.5333 for 2 lakh
A discount of 10% on premiums payment
5 to 7.5% of discount on 2 years policy renewals
Discounts available on 2-year policy renewals

Red Carpet Plan by Star Health

  • Pre-existing diseases are covered excluding for conditions for which treatment was suggested by or received during the immediately preceding twelve months.
  • Co-payment clause available - 30 percent for other than claims for pre-existing diseases and 50 percent for pre-existing diseases.
  • Discount of 10 percent on the premium is available if all lab tests and other documents are submitted.
  • Enhancement of Sum Assured is permitted during renewal time.

Optima Senior by Apollo Munich

  • Wife and Husband can be covered under the same policy on individual sum insured basis and get a 5% discount on the premium
  • Pre-screening medical tests are compulsory. The company would then reimburse 50 percent of these expenses.
  • 140 day-care procedures that do not require a 24hours hospitalization are covered.
  • Enhancement of Sum Assured is permitted during renewal
  • Cumulative Bonus of 5% for every claim free policy year
  • Pre-existing diseases are covered after three years
  • Two years waiting period for specific diseases like a hernia, cataract, joint replacement surgeries, etc.

Heartbeat by Max Bupa

  • Reducing co-payment clause is an excellent feature. After four years of continuous renewals, the co-payment % will become nil for senior citizens.
  • Free health check - up covered every year
  • The plan will not cover any treatments during the first 90 days of the policy unless the treatment needed is a result of an emergency or accident.
  • All day care treatments are inclusive.
  • 10% additional sum assured at each renewal.

The Bottom Line

Old age brings with it several health conditions that are heavy on the pocket to treat. Health Insurance for senior citizens is the best way to avoid tension and anxiety of paying expensive bills. A lot of health Insurance plans are made available by various insurance companies, especially for people who are 65 years and above. These insurance schemes voluntarily cover any medical expenses incurred by customers in their old age.

Monday, June 19, 2017

WEAAD 2017 Some Pictorial tweets

Saturday, June 17, 2017

Vyasa's Musings - Random Thoughts rendered into couplets

Vyasa's Musings
Random thoughts rendered into couplets
Why are our fears very acute during the night
but they appear, during the day, so light?
Old dhoti, at your butt, will tear
if you bend without sufficient care
If you push it in, after peeing, without care
Remember, gentlemen: light colored pants are a scare!
Prompted by Suren, I learnt a lot about crop dusting
And the art of farting in public - not all that I read was disgusting.
"Sleep Well" is reliable brand of Agarbatti
As it contains citronella -- a powerful "kosu-viratti"
In the Voter Application form from a third gender, is it true
That Father is substituted by the applicant's 'Guru'?
"Supra Eco Homes" claim that even elevators work on solar power
As if there would be sunshine all through 365 days of the year
Raw Mango, Ridge gourd or bottle gourd peels
Are good for making chutney, don't you feel?
Croma electric kettle has the worst deceitful design
You can't clean it or close the lid, once open, again.
Before getting angry, will it not be nice
If you can realise it is a regrettable vice?

Sunday, June 11, 2017

At-the-Gate advertisements: So called “No Parking” sign boards

At-the-Gate advertisements: So called “No Parking” sign boards

During my evening walk I stopped by a house near our colony park. What arrested my attention was the fact that this house in particular was strange. The compound wall entertained a large number of “No Parking” sign boards that are put up by vendors who want free advertisements in lieu of pleading on your behalf that public should not park their vehicles in front of their gates.  There were almost sixteen sign boards.

What could be the motive behind that resident allowing so many boards? Was he just tolerant? OR he does not care how his property is being abused? Or he has struck a deal with vendors to pay him a small fee every month? Or he is very particular in telling the world that he would not, at any cost, tolerate parking in front of his gate? I feel the reason could be a mixture of any of these.

All such sign boards have a few things in common. All of them refer to some service or product or facility available in the neighbourhood – location specific. All of them face competition – there are more than one to compete. Normally I find schools, Data / Internet / Telecom companies, Fashion / hairdressers, dentists, supermarkets, eateries etc.

There are some owners / residents who are peeved at this imposition. Some wait and watch and shoe away guys who are tying them. Some cleverly remove (cut out) the advert part and keep only “No Parking” part.  Some place many boards one over the other to irritate the mischievous vendor.
Some simply tear and throw them away. Some display “Beware of Dog” board even when they don’t have any dogs.

Strangely the Bangalore Municipal Corporation thought that they are losing a lot of revenue through this insidious way of avoiding advertisement fee payable to the municipality. Some years ago they roamed around, colony after colony, identifying offenders to take them to task. They did not succeed I understand.

What is your take on this issue? Is this an issue at all -- it is just making mountain out of a mole hill? Years ago, I read a very humorous story (article) on this topic, by a lady journalist. I am unable to retrieve it. Can anyone help?


Wednesday, June 7, 2017

Empty Asafoetida Container (=EAC)

Empty Asafoetida Container (=EAC)

Hing in English is Asafoetida. Decades ago, there was (and still is) a popular brand of edible hing called LG, produced (packed?) by LG Godhu Co. It used to be sold in rectangular tin containers. Hing, a vegetable origin resin, gum like substance, used to come in small one inch by two inch blocks. They will be wrapped in dried leaves and packed into paper cartons or tin boxes.

After the hing has been consumed the empty metal container was used for storing tailoring needs, cash, small pencils / erasers etc. The empty box used to emanate strong smell years after the box being empty. The feature is commonly known as “PaZhaya Perungaaya Dabbaa” (Empty Asafetida Container) in Tamil.

Now I am coming to you and me. Like EAC we seniors also behave. We live in past glory. We live in memories.  We talk of friends and relatives connected with us who are famous, big, well known etc. Live in shadow glory. Intrinsically inside us there is nothing much left now. Even future is limited or nothing guaranteed. But we keep harping on the past often regurgitating pleasant memories. Replay. Why do have this weakness I fail to understand. Do you?

Sunday, May 28, 2017

This summer, why not count your blessings?

This summer, why not count your blessings?

In summer we generally fret and fume about hot sun and sultry weather. I keep lamenting everyday that the temperature – in Hyderabad - is touching 43+ degrees Celsius, or about that range.  Reading the weather report and news how others in neighbouring districts / states are faring leaves you all the more frustrated. You take all precautions before venturing out for any work – wearing caps, taking umbrella, drinking water etc. If we learn to count our blessings, psychologically our sufferings will be low and bearable.  Let me enumerate some of the advantages of blistering hot weather.

  • ·        Clothes dry up very fast; no need to put them for drying inside the house after evening.
  • ·        Mosquitoes vanish; they cannot survive in that dry heat
  • ·        Preparing Papad, Vadiyalu  or Pickles is easy
  • ·        Curtains and bed sheets may be washed and dried quickly
  • ·        We can enjoy cold water bath – no hot water necessary - saves energy
  • ·        Butter for bread melts easily
  • ·        We can enjoy ice cream, various juices, deserts etc
  • ·        No one can forget Mangoes, Munjal or Sugar Cane Juice
  • ·        We can put off work involving moving around blaming it on the heat.
  • ·        If at you stir out, you can enjoy traffic less roads
  • ·        You can enjoy reading books in natural sun light

I can list out some more. But why not you contribute?

Thursday, May 25, 2017



I feel like a tiny insect caught in the web of procrastination.
Who is this spider at the centre, 
frightening to devour / destroy me completely?

Is it the demon of laziness?
Lack of determination grit or will power?
Fear of venturing out?
A sense of incompetence?
Or, self assumed distorted view about one’s time?
Well, what is that?

That central creature
Whatever that may be
Is playing havoc every night
With my poor rattled soul;
I live like Dr Jekyll and Hyde
Dr Jekyll by night and Hyde by day.
During the nights I make pious resolutions
Which only evaporate during next day.
It shows an accusing finger at me
Condemning me squarely –
You -  good for nothing fellow.

When will I kill that demon and set myself free,
How and with whose grace,
I wonder.

Tuesday, May 23, 2017

What did you take home when you retired?

What did you take home when you retired?

When you retired from your employment - be it government, business, private employer, army and the rest – you might have taken home certain things. Your personal belongings will definitely be there, for sure.  Perhaps, some stationary including letterheads, visiting cards, notebooks and the like - could be. I took voluntary retirement from IDL in Feb 1992. While clearing my table there was: nearly half a pack of cigarettes that I had kept as a reminder to myself-- the last unfinished pack when I gave up smoking in 1987.

I worked in that explosives industry as a librarian for a very long time. Some people took away (stole) very valuable manufacturing documentation [ containing foreign technical know-how] when they left the company for various reasons – ousted, dismissed, resigned under VRS, normal retirement – went seeking greener pastures with competitors etc. Some took enough stationary for grandkids’ schooling. A few borrowed “not-easy- to-buy” books from the library with an idea of never returning them. When the time of separation came, they would simply declare the book to be lost and pay up whatever were dues! Many took fond memories of the canteen food.  

Recently I read a piece on retirement planning. People normally advise you to have a proper financial plan – where and how to invest retirement benefits for long term gain. How would you cope with loss of income after retirement? Financial planning activity and why it is a must is easy to understand. What I read also spoke about planning to improve social capital. Details about your friends, official contacts continue to be useful.  Are you taking goodwill among your friends as well? Will they help you if you ask, irrespective of the fact you are not in the seat of power anymore?

In the place of my longest employment (IDL), a few did take with them goodwill they had developed. When such persons retired and joined competitors, they always had enough ‘insiders’ to help them!  At one point of time IDL used to send employees for foreign trips on flimsy reasons but the sole objective was to bind the employee not to leave the company for certain number of years.  I signed a bond for five years after I was sent on (an unwilling) trip to European countries for five weeks. That was in 1979. I am told many retirees start consultancy activity mainly based on goodwill they can capitalize. My father-in-law was one!

Do you have a story to tell or enrich the answer to header-question?