Government of India
Ministry of Labour & Employment
12-January-2012 13:35 IST
Status of implementation of Rashtriya Swasthya Bima Yojana (RSBY)
The Cabinet today reviewed the implementation of the Rashtriya
Swasthya Bima Yojana. The Scheme was launched on 1st October, 2007 as
the health insurance scheme for families living below the poverty
line. It was operationalised on April, 2008.
The basic features of the scheme are as follows:
(i) Government of India contributes 75% of the annual premium. State
Governments contribute 25%. In case of North-East region and Jammu &
Kashmir, the premium is shared in the ratio of 90:10.
(ii) The beneficiary family pays Rs. 30 per annum per family as
registration/renewal fee. Administrative cost is borne by the State
(iii) Beneficiaries are entitled to smart card based cashless health
insurance cover of Rs.30,000 per family per annum on a family floater
(iv) Coverage of all pre-existing diseases.
(v) Coverage of hospitalisation expenses, including maternity benefit.
(vi) Payment of transportation cost of Rs. 100/- per visit.
As on 31st December, 2011, about 2.57 crore smart cards are active and
more than 29.25 lakh persons have availed hospitalisation facilities
in 24 States/UTs.
The RSBY has also been extended to following occupational groups:
(i) Building and other Construction Workers
(ii) Mahatma Gandhi National Rural Employment Guarantee Act (MNREGA)
(iii) Street Vendors
(iv) Beedi Workers
v) Domestic Workers
As is evident from the above, the scheme has been extended to a few
segments of unorganised workers. In future, it is likely to be
expanded to other segments of such workers.